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Serving Insurance Agents And Their Customers Since 1961

Commercial Lines

Below are the commercial lines programs we offer.

Mobile Home Parks
With liability, property, umbrella and crime coverage, our mobile home park program has you covered! Our target market are those parks with less than 300 mobile home spaces and limited rental exposure. Incidental exposures including offices, pools and playgrounds are acceptable.
Contact our commercial department for additional information and rating.
Artisan Contractor
Multiple carriers help TCG give you the edge in the Artisan Contractors market. Target markets are small to medium size contractors. Many class codes are available with competitive rates—even hard to place risks—such as lawn care, landscaping, tree pruning, painting, janitorial, appliance repair, new construction and many more.
Contact our commercial department for additional information and rating.
Special Events
TCG has your special event covered! Our program offers property and liability coverage at competitive rates, even for multiple day events.
Contact our commercial department for additional information and rating.
Day Care
Having trouble finding coverage for child care centers? Let TCG help! We have products available for a wide variety of licensed child care providers including: day cares, in-home facilities, Montessori, pre-schools, 24-hour centers, latch key and drop-in care. Optional coverages are available for abuse/molestation, errors and omissions/professional liability, water activities, and even dog exposures.
Contact our commercial department for additional information and rating.
Restaurants
Look to TCG for coverage for restaurant risks! Our products include coverage for: fine dining, family, fast-food, cafes, cafeterias, catering and restaurants with take-out service. Liquor liability is available in most states and excess liability coverage is also available.
Contact our commercial department for additional information and rating.
Resort & Campground
With a multiple line program -- which includes property, liability, liquor, inland marine and an umbrella -- TCG can cover your resorts and campgrounds. Risks with pools and/or swimming beaches, cabin & campsite rental, large & small parks and boat exposures (less than 60hp) are all acceptable.
Contact our commercial department for additional information and rating.
Farmowners
With access to multiple markets, TCG can help you find the best coverage for the best price. Acceptable exposures include: poultry, swine, equine, hobby, row crops and dairy. Property limits up to $5 million and liability limits up to $1 million with excess limits up to $5 million available. Additionally, TCG can offer monoline animal mortality and inland marine coverage. Monoline excess pollution liability coverage is available up to $1 million for chemical spills on or off premises.
Contact our commercial department for additional information and rating.
Scheduled Dwellings
TCG is the place to go if you need to schedule multiple dwellings on a single policy with no unit limit. With access to multiple markets, we can offer basic, broad or special form coverages on newer units or older units that have been updated. Deductibles are available up to $25,000 with premises liability up to $1 million. Business income, extra expense, crime, inland marine and business personal property are available. Vacant property may also be eligible.
Contact our commercial department for additional information and rating.
Convenience Stores
Let the commercial staff at TCG help you with convenience stores! Coverage is available for those stores where the primary activity is retail sales with or without cooking exposure. Risks with propane tank exchange, gasoline sales and car wash operations are acceptable. 24-hour convenience stores can be submitted for approval.
Contact our commercial department for additional information and rating.
Vacant
Property and liability coverage is offered for vacant commercial buildings. We also have liability programs for your vacant land.
Contact our commercial department for additional information and rating.
Beauty/Barber/Body
Our programs provide competitive rates and coverage to meet the unique needs of the salon owner, including independent contractors/booth renters, tanning operations and nail technicians.
Contact our commercial department for additional information and rating.
General Contractor
Covering general contractors is fast and easy with our new on-line rating tool; get a rate indication in 3 minutes! Coverage is available for new ventures, gaps in coverage, and contractors who use up to 100% subcontracted labor. Endorsements include: Waiver of Subrogation and Blanket AI (primary & non-contributory).
Get a Quote!
Commercial Marine
TCG has your watercraft rental operation covered! From single unit operations to large fleets, our program provides property and liability coverage – even for new operations. In most states there are no restrictions to the type of boat--except that it be easy to handle and safe to operate!

Our commercial passenger and non-passenger program is available for a wide range of activities including fishing guides, commercial fishing, real estate tours, “6-pack” charters, client entertainment and more!
Contact our commercial department for additional information and rating